Business Insurance Quotes From £6 56 Per Month business insurance

If you have employees, it is a legal requirement to take out employers liability insurance. Depending on the nature of your business, you may be required to take out other types of insurance too. Get a quote to fully understand your business insurance needs. Event organisers, for example, may need to see proof of public liability insurance before letting you trade at their craft fair. A business professional may require you to show proof of professional indemnity insurance before hiring you as a consultant. Professional indemnity insurance covers any legal and compensation costs you are required to pay.

If you need to add a second occupation when getting a quote, you can do that in the first step of the online journey. Within in the quote journey, simply start typing your occupation to be shown a list of suggestions. Please note, if you don’t have an outstanding balance to pay, you can’t update your card details this way. If your card expires, you’ll be prompted to update your card details when it becomes necessary. If your policy is due to be renewed soon, you might get an email through from us with details about your renewal. You can expect an email from us 25 days before your policy is due to renew, and then again 7 days before.

  • You can build your policy from a range of different covers to suit your individual needs.
  • And if you’re confused about what to choose, don’t worry, our Business Insurance Wizard can help.
  • Any business can face a cyber-attack and it can take time and money to put things right – that’s what our cover is there for.
  • So we’re spending our time in keeping things as simple as possible – so you can get properly protected, pronto.
  • At AXA, we make the process of getting business insurance easy.

Professional indemnity insurance is also available to trades that also offer professional advice, like electrical contractors or heating engineers. With AXA, you can add a standard £1 million of professional indemnity cover to your business insurance. When you run a business, you don’t have time to spare working out what insurance you need. You’re too busy to work out the ins and outs of public liability or professional indemnity insurance.

Business Navigation

Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. You’ll get a breakdown of the excesses for each quote when you compare with us. Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee.

Public liability insurance covers the costs that you’re held liable to pay if a member of the public is injured whilst on your premises or if you damage their property. Business insurance protects businesses against losses that happen as a result of normal business activities – particularly when a compensation claim is made. There are different types of cover for different types of risk, from legal liability, to property damage, to employee-related issues. We’re sorry to hear that you’d like to cancel your AXA business insurance policy. If you choose to cancel, you’ll be charged for the days you’ve been covered and a cancellation fee may also apply, as per your policy wording.

Meanwhile, there will be other more general items that you might rely on for your business, like your office furniture or your shop tills. Insure your business contents so that if they’re damaged by an insured event, such as fire or theft, your business keeps going. With AXA, you can tailor your business insurance, meaning you only choose – and pay for – the cover you need. And if you’re confused about what to choose, don’t worry, our Business Insurance Wizard can help.

Some types of business insurance, such as employers’ liability cover, might be required for most companies under UK law. While others are not necessarily a legal requirement, they may be strongly recommended as a safeguard measure, such as public liability insurance. This cover protects you against any costly claims made against you or your business. Whether it’s a third party injury or a serious professional indemnity claim, if you run a small business, there’s a risk that something will go wrong. UK companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law.

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Employers’ Liability Insurance

With our Risk Management Rebate on offer all year round, we can help you take the ‘risk’ out of ‘management’. Start your quote today by giving a small amount of information about you and your business. Business Vehicle and Van Insurance Cover your business vehicle with our comprehensive or third party, fire and theft insurance. Tools, Stock and Business Equipment Insurance If you work from home and don’t own or rent business premises. If someone in your business is unable to work due to a temporary injury, then after 7 days we’ll pay their normal net weekly earnings up to £500 for up to 104 weeks. Get the support of a dedicated claims handler should the worst happen.

If you hold sensitive customer data, process payments online or just want peace of mind, Cyber cover should be considered. Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our different cover options allow you to insure your business equipment and stock at your premises, when you’re on the move, or both. Whether you work at home, at fairs, in shared workspaces or visit a lot of clients, we’ve got you covered. And when you insure stock at your premises or home, you’ll also get an extra 25% of stock covered for two months of your choice as standard, ideal for your busiest periods.