If you’re policy is on automatic renewal, this will say ‘Renew automatically’, as shown below. You can find all the details of your renewal online within your AXA account. START A NEW BUSINESS INSURANCE QUOTE If you’ve completed an online quote with us and saved it, you can retrieve your quote online for up to 30 days. It’s important to tell us about a potential claim as early as possible. If you’re worried about a situation that could lead to a claim, don’t hesitate to contact us – our claims specialists will be able to talk you through your concerns and identify the best course of action. Follow this step-by-step guide and you’ll be up to date in no time.
If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page. Personal accident cover provides payment if anyone in your business between the ages is unable to work because they’ve been injured in an accident, whether in a business or personal capacity. Tools removed when the vehicle is not being used for business purposes for more than five consecutive days. Cover excludes electrical items such as laptops, cameras, mobile phones, removable satellite navigation systems, and handheld survey equipment. Pays the legal costs of providing specialist lawyers and taking action against many common legal problems, for instance disputes with suppliers or clients. Theft of Takings covers cash or cheques stolen from you in transit, from a safe or on you while you’re working at other premises, such as your clients’ homes.
As a result, BIBA has launched a high profile campaign to encourage SMEs to get serious about business continuity, the practice of ensuring that businesses are protected in the event of an emergency. The campaign is being backed by politicians from all parties. Because when things go wrong, we’re the small business insurance experts, experienced in putting things right. You work hard to build your business, so we work hard to help you look after it and protect your good name.
Business Insurance Contact Us
Business insurance covers your business from unexpected losses e.g. if your equipment is stolen or you make a mistake and your clients decide to sue. As a business owner, self-employed consultant or a freelancer you need to factor certain risks in your day-to-day work. Depending on your profession you may need public liability insurance, professional indemnity insurance, contents insurance or other types of cover.
Think about how much you might need to pay out in claims if something goes wrong. Other types of commercial insurance can help to recover your IT systems and safeguard property and specialist equipment. Small and micro businesses are often most at risk, as many couldn’t afford to face a hefty compensation or damage claim or without having business insurance in place.
- Nearly half of businesses had no plans to deal with the impact of flooding.
- That’s why personal accident insurance could be so important – if you or an employee is unable to work due to an accidental injury, we’ll keep your business healthy with up to £250 per week.
- Our Buildings and Contents Insurance protects your business’ premises, inside and out.
- UK companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law.
- To help you replace your essential tools or equipment quickly, if they’re stolen or damaged, so you can get back to work.
Get a quote tailored to your workplace needs in minutes with Hiscox. At AXA, we make the process of getting business insurance easy. If you’d like to start a new with us, the quickest and easiest way to do this is online.
Employers’ liability insurance covers the costs that you are liable to pay if an employee becomes ill or suffers an injury as a result of the work they do for you. If a client believes that your advice has been negligent and led to financial or reputational damage, they might file a lawsuit against you. Professional indemnity insurance covers the costs that result from this claim.
It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a builder, you may also do roofing work on certain jobs – you’ll need additional cover for this, but you can have it all on the one policy. business insurance policies can be written on two bases – ‘claims made’ or ‘claims occurring’. Knowing the difference and understanding how this relates to the period a policy covers is important should you need to make a claim.